سياسة الخصوصية

Privacy Policy & Cookie Policy

Last Updated: October 2026

1. Introduction

This Privacy Policy and Cookie Policy describes the practices of the Acc-Arab.net blog (the “Site,” “we,” “us,” or “our”) regarding the collection, use, protection, and disclosure of personal data, as well as the use of cookies and similar technologies. We are committed to protecting the privacy of our visitors — Arab accountants and financial professionals worldwide — in accordance with the highest applicable international standards, including the EU General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA/CPRA), other US state privacy laws, the Children’s Online Privacy Protection Act (COPPA), as well as the Google AdSense Program Policies and the Google Consent Mode v2 requirements.

The data controller is the Acc-Arab.net blog, accessible at https://acc-arab.net. For any privacy-related inquiry, contact us at info@acc-arab.net.

By using this Site, you acknowledge that you have read this Policy and agree to the data collection practices described herein. If you do not agree with any provision of this Policy, please discontinue using the Site.

2. Information We Collect

2.1 Information You Provide Voluntarily

• Your name (or pseudonym) when leaving a comment or contacting us.
• Your email address for responding to your inquiries submitted via the contact form or comments.
• The content of your message or comment that you choose to share with us.
• Your cookie consent preferences as selected via the consent banner.

2.2 Information Collected Automatically

• IP address (may be truncated for security and analytics purposes).
• Browser type and version, operating system, and screen resolution (User-Agent).
• The referring URL (Referer).
• Pages visited, time spent on each page, and number of clicks.
• Visit timestamp in Coordinated Universal Time (UTC).
• A random unique identifier (Client ID) generated by Google Analytics that does not reveal your identity.

2.3 Advertising Data

Because we use Google AdSense, Google may collect advertising data about you (device type, approximate geographic location, inferred interests, ad interactions). We do not directly control the data Google collects; you can manage this data via Google Ads Settings.

3. Legal Bases for Processing (GDPR)

You may withdraw your consent at any time via the cookie settings on the Site or by contacting us at info@acc-arab.net. Withdrawing consent does not affect the lawfulness of any processing carried out before the withdrawal.

4. Cookies and Similar Technologies

Our Site uses cookies and similar technologies (Local Storage, Pixels) from first parties (to operate the Site and remember your preferences) and from third parties (such as Google Analytics and Google AdSense) to analyze traffic and serve advertisements. All cookies are stored locally in your browser on your device only; the Site does not store any cookies on our servers, including the consent record cookie cookieadmin_consent.

Cookie Categories in the Consent Banner

The consent banner shown on your first visit presents four cookie categories, and you can enable or disable each category independently via the “Customize” button:

Cookie Inventory

Consent Mode v2

We comply with Google’s Consent Mode v2 requirements. When you open the Site, the Google Analytics and AdSense scripts are loaded in accordance with Google Consent Mode, with all their signals defaulted to “denied”. In this state, no advertising or analytics cookies are stored in or read from your browser, and the data transmitted to Google is limited to anonymous, non-identifying measurements.

We send the four Consent Mode signals (ad_storage, analytics_storage, ad_user_data, ad_personalization) to reflect your choices at all times. If you refuse, the signals remain “denied” and no advertising or analytics cookies are stored; when you accept all or customize specific categories, these signals are updated immediately to match your choice.

How to Control Your Choices

• On your first visit, a banner appears allowing you to: Accept All, Reject All, or Customize categories and then Save My Preferences.
• To change your choice later, click the cookie icon (re-consent) at the bottom of the page.
• You can also delete cookies from your browser settings at any time.
• Your choice is stored for 12 months (365 days), after which the consent banner is shown again.
• Refusing non-essential cookies does not prevent you from browsing the core content.

5. Google AdSense and Advertising

This Site uses Google AdSense to display ads from Google and partner advertisers. Google uses cookies, including the DART cookie, to serve ads based on your prior visits to this Site and other websites. This means that the ads you see may be personalized based on interests inferred from your browsing activity.

We do not control the ads Google serves or their content, and we do not share your direct personal data (such as your email) with advertisers. The information Google collects is used in accordance with Google’s Privacy Policy.

Opt-Out Links for Personalized Ads

• Google Ads Settings — manage your advertising interests and disable personalization.
• www.aboutads.info — opt out of third-party ads from participating companies.
• www.youronlinechoices.eu — for users in the European Union.
• Browser settings: most modern browsers support “Do Not Track” and “Global Privacy Control.”

For California users: Google’s use of AdSense to display personalized ads is considered a “sale” or “sharing” of personal data under CCPA. You may exercise your right to opt out of such sale or sharing by adjusting cookie settings or by contacting us at info@acc-arab.net.

6. Google Analytics

We use Google Analytics to analyze visitor traffic and understand how visitors interact with our content. This tool collects anonymized data (visit counts, duration, most-visited pages, geographic sources). We enable IP Anonymization in Google Analytics, so your IP address is truncated before being sent to Google.

You may install the Google Analytics opt-out browser add-on if you wish, or use “Do Not Track” browser settings.

7. Data Sharing with Third Parties

We do not sell or rent your personal data. We may share information only in the following cases:

• Compliance with legal requirements or court orders.
• With service providers who help operate the Site under strict confidentiality agreements (e.g., hosting provider,  Automattic/WordPress).
• With Google services (AdSense, Analytics) under their own privacy policies.

We carefully select service providers that comply with high privacy standards. In the event of international data transfers, we rely on Standard Contractual Clauses (SCCs) approved by the European Commission or equivalent legal transfer mechanisms.

8. Your Rights Under GDPR

If you are a resident of the European Union, the European Economic Area, the United Kingdom, or Switzerland, you have the right to:

• Right of Access: request a copy of the personal data we hold about you.
• Right to Rectification: request correction of inaccurate data.
• Right to Erasure: request deletion of your data (with legal exceptions).
• Right to Restriction of Processing: request restriction in certain cases.
• Right to Data Portability: receive your data in a structured, machine-readable format.
• Right to Object: object to processing for marketing purposes or legitimate interest grounds.
• Right to Withdraw Consent: at any time, without affecting the lawfulness of prior processing.

Contact us at info@acc-arab.net. We will respond within 30 days at the latest (extendable by 60 days for complex cases). You have the right to lodge a complaint with the supervisory data protection authority in your country of residence.

9. Your Rights Under US Privacy Laws (CCPA/CPRA and Other State Laws)

For California users (CCPA/CPRA):

• Right to Know: disclosure of categories of personal data collected, purposes, and third parties.
• Right to Delete: deletion of your data (with limited exceptions).
• Right to Correct: correction of inaccurate data.
• Right to Non-Discrimination: non-discrimination for exercising your privacy rights.
• Right to Opt-Out of Sale or Sharing: Google AdSense’s use of personalized ads is considered a “sale” or “sharing.” You may opt out by disabling advertising cookies or contacting us. We will stop sharing within 15 days of receiving your request.
• Right to Opt-Out of Targeted Advertising.

We support the Global Privacy Control (GPC) signal sent by your browser. If we detect this signal, we treat it as an explicit request not to sell or share your data.

For users in Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), and Utah (UCPA): similar rights including access, correction, deletion, data portability, and opt-out of targeted advertising.

10. Children’s Privacy (COPPA)

This Site is not directed to children under 13 years of age, and we do not knowingly collect personal information from children. The content provided is professional accounting material directed at adults. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at info@acc-arab.net to request immediate deletion. We will delete it within 7 business days.

We comply with Google’s policy on child-directed content. We do not serve personalized ads to children and do not enable the “Child-directed” feature on pages that might appeal to children.

11. Data Security and International Transfers

We take reasonable technical and organizational security measures including:

• Using HTTPS/TLS to encrypt communication.
• Applying periodic security updates to WordPress systems.
• Using  Web Application Firewall (WAF).
• Performing periodic data backups.
• Restricting internal access permissions according to the “least privilege” principle.

In the event of a security breach affecting your personal data, we will notify you and the relevant regulatory authorities within 72 hours of discovery, in accordance with GDPR Article 33.

International Transfers: Your data may be transferred to providers whose headquarters are outside your place of residence (such as Google in the United States). To comply with GDPR, we rely on the Standard Contractual Clauses (SCCs) approved by the European Commission, and the EU-US Data Privacy Framework where applicable.

12. Data Retention

We may retain certain data for a longer period if legally required (such as tax records) or for the purpose of defending ourselves in potential legal disputes.

13. Changes to This Policy

We may update this Policy from time to time. Any updates will be posted on this page along with an updated “Last Updated” date. For material changes that affect your rights, we will display a prominent notice on the Site. Your continued use of the Site after changes are posted constitutes your implicit acceptance of the updated Policy.

Change Log

• March 2026 — Initial version.
• September 2026 — Added CCPA/CPRA and other US state laws; added COPPA section; implemented Consent Mode v2; expanded cookie inventory; added international data transfer provisions.
• October 2026 — Merged the Privacy Policy and Cookie Policy into a single document; updated the cookie inventory; enhanced Google AdSense disclosures per updated requirements.
• October 2026 (second update) — Corrected the Google Consent Mode v2 description to reflect the actual script behavior (immediate loading in “denied” mode with no advertising or analytics cookies stored before consent); added the four cookie categories as shown in the consent banner; corrected the consent cookie name (cookieadmin_consent) and its duration (365 days); removed all references to the inactive email newsletter service.

14. Contact Us

For any inquiry regarding this Policy or to exercise any of your rights:

Response Timeframes: 30 days for GDPR requests (extendable by 60 days for complex cases); 45 days for CCPA requests (extendable by an additional 45 days with notice to you); 30-45 days for requests under other state laws depending on each state.

We may request additional information to verify your identity before responding to your request. There is no fee for exercising your basic rights, except where the law permits reasonable fees for repetitive or unjustified requests.